During the last couple of outings discussions have been held with members of our motorhome group...
When is the best time for me to buy my warranty? I am still under the manufacturer's warranty, so why buy one now?
This question is frequently asked. And probably one of the most important questions in terms of understanding what is best for you. Not best for us, but best for you. In the sense of true consumer advocacy it is important to understand a few things in regards to when the time is right. Bottom line...Immediately. That is the best time. As soon as you have decided on a service plan, it is best for you to get it, and overlap some of your coverage. As the mfg's coverage begin to expire, an aftermarket service plan will kick in. Waiting is not a good option as it will only expose you to possible issues with the deeming of what every warranty plan in the country has called "Pre-Existing Conditions". Let me put it in easy terms. If you wait till your mfg is very close to expiring, and then you buy a warranty, and let's say 2 days later you have a problem needing repair and then in turn file a claim. People will be staring. Or versus having been under a policy for say 60, 90 days or even longer, as opposed to just signing up two days ago, put yourself in the position of the claims adjuster. Would questions be asked? Overlapping coverage is a good thing not a bad, it offers no disadvantage. When looking at terms of 7 years, what is the big deal of overlapping coverage for 6 months, 8 months, or even a year of which still with an underlying mfg warranty? Why take a chance and give ANY warranty company the opportunity for them to determine a pre-esisting condition? Is it reasonable to wonder perhaps the responsibility should have been with the mfg? Extended Service Contracts were designed to be sold at time of purchase, for protection down the road. And not to be "timed", and then stick an administrator with a large repair bill immediately on the onset. An integrable person would have to admit that could be considered "predetorial" by any one's standards. Your time is now. You found us "direct", you have the chance to buy at very low premiums, why wait? Did you get a full mechanical buyers inspection in writing before you made your purchase? Did you just take the word of the seller, dealer, or past service records to determine the current condition? Did you mandate to the seller to have an independant inspection in writing performed? Why not? How do you know then what problems are "existing"? Did you know...87% of rver's don't have their vehicle inspected prior to thier purchase. That is a huge mistake. Is that you? When to buy..... Procrastination and extended service agreements do not go well together. I have been doing this for nearly 20 years. You will not hear this GREAT info from any other agent. You should, but nobody cares like I do for your true protection. The plans I sell are highly nationally known and industry leaders. Our agency is the ONLY online company offering service plans from three of the top industry leaders. the products are good, but more importantly your knowledge is key to your success. Knowing what to do and some basics will give you the clear path to future claims, and overall top value long term for your investment. It is what I do and my calling to you. The RVer. If you would like further explanation and insight behind this aspect of warranty purchasing, plese feel free to call anytime. For further assistance and the ability for me to help you in many other ways including saving you even more possible hundreds of thousands of dollars, please visit my other website for America's only and 1st premier place for rver's to get the help they deserve in making their purchase. It starts at the purchase..... also try... www.rvnegotiator.com
ALL Exclusionary Plans have the following listed Exclusions:
Hazardous waste disposal fees and other normal maintenance services and parts which include, but are not limited to: adjustments, Alignments, Wheel Balancing, Tune-ups, Sealing Boots, Spark Plugs, Spark Plug Wires, Glow Plugs, Hoses (except Steering and Air Conditioning), Drive Belts, Brake Pads, and Brake Linings or Shoes, Wiper Blades, Shop Supplies and Hazardous Waste Disposal fee. filters, Lubricants, Coolants, fluids and Refrigerants will be covered only if replacement is required in connection with a covered part and only for the amount specified by the manufacturer. Any of the following parts: Carburetor, Battery, Shock Absorbers, Standard Transmission Clutch Assembly, friction Clutch Disc and Pressure Plate, Throw Out Bearing, Manual and Hydraulic Linkages, Distributor Cap and Rotor, Safety Restraint Systems (including Air Bags), Glass, Lenses, Sealed Beams, Light Bulbs, Brake Rotors and Drums, Exhaust and Emission Systems, Windshield Wiper Arms, Weather Stripping, Trim, Moldings, Furniture, Wall Coverings and Walling, Window Coverings, Cabinetry, Countertops, Upholstery, and floor Coverings (such as carpet, tile, wood, and vinyl), Wood Items, Roofs, Bright Metal, Chrome, Zippers, Cup Holders, Ash Trays, Dash Pads, Squeaks, Rattles, Water Leaks, Wind Noise, Mirrors, Mirror Hinges, Hub Caps, Paint, Outside Ornamentation, Bumpers, Body Sheet Metal and Panels, Tires, Wheels, Rims, Wheel Studs.
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